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Welcome! Here You Can Find Great Information on Lehigh Valley, Bethlehem and Fork Township, Pennsylvania Real Estate  Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Lehigh Valley, Bethlehem and Fork Township real estate market in this site. Need expert advice? No web site, large or small, can take the place of a real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for. - Cliff Lewis 
Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
Which house over 100 years old still holds the title as the largest house in the U.S.?
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| A |
The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US. |
 See More Real Estate Trivia > |
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Cliff Lewis
Coldwell Banker Hearthside
2200 Sullivan Trail
Easton, PA 18040
Cell Phone: 610-509-9834
Office: 610-252-4200 Ext. 137
Fax: 61-923-7165
clifflewis@NUMBER1EXPERT.com
*Committed to procuring the best overall deal for all my clients
* A worldwide corporation with global connections partnered with an individual who has a process driven vision of you and your new home. I can take you there; in fact I have the keys! Together with Coldwell Banker Hearthside, I have the power to move you and save you an awful lot of time, trouble & money along the way . If you've made the decision to move no matter what stage of the process you're in, you'll need a dedicated professional who puts your needs first.
* I have raised the bar in industry standards as a trust worthy, real estate specialist who possesses a commitment to honesty, integrity, communication and good old fashioned hard work. I will do nothing less than fulfill the great expectations you seek in a Realtor, put my ability, resources and market knowledge to work for you! 
 
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